uob particular banking
uob particular banking
Blog Article
UOB Lender delivers a range of own banking products and services built to meet up with the fiscal wants of individuals. Down below is an in depth overview that can assist you realize The important thing areas and offerings.
Kinds of Accounts
Price savings Account: This account means that you can save cash whilst earning fascination.
Functions: Easy accessibility, interest earnings, minimum service fees.
Positive aspects: Secure place for your resources, prospective advancement by means of desire.
Present Account: Perfect for daily transactions and controlling fees.
Functions: Checkbook facility, overdraft defense.
Benefits: Hassle-free for normal payments and withdrawals.
Preset Deposit Account: For all those aiming to earn larger fascination fees more than a set period of time.
Options: Fixed phrase deposits, greater curiosity costs as compared to financial savings accounts.
Positive aspects: Safe financial investment possibility with predictable returns.
Financial loans
Personal Financial loans: Unsecured financial loans which might be useful for various functions like training or residence renovation.
Varieties:
Installment Loans
Credit Strains
Benefits: Adaptable repayment conditions, competitive curiosity prices.
House Financial loans: Personalized alternatives for getting house or refinancing existing mortgages.
Forms:
Mounted Charge Residence Mortgage
Floating Rate Dwelling Financial loan
Positive aspects: Distinct ideas to suit unique demands, desirable rates.
Bank cards
UOB delivers a range of bank cards catering to diverse lifestyles and paying out behavior:
Benefits Cards: Get paid factors on each order which can be redeemed for items or travel miles.
Cashback Playing cards: Get money rebates on day to day paying such as groceries and dining out.
Vacation Cards: Particular Gains like air miles accumulation and travel coverage coverage.
Expenditure Services
For individuals serious about developing their prosperity through investments:
Unit Trusts * Diversified portfolio managed by industry experts. * Suitable for prolonged-time period growth goals.
Structured Deposits * Brings together the options of standard deposits with financial commitment products. * Possibly increased returns but with a few hazard involved.
Insurance policy Solutions
To shield yourself and your family towards unforeseen activities:
Daily life Insurance plan * Presents economical stability in the event of Dying or important health issues. * May function a price savings Software depending upon the plan decided on.
Overall health Insurance policies * Addresses health-related read more expenditures which includes hospitalization expenses. * Essential for mitigating high Health care charges.
Digital Banking Solutions
Convenience at your fingertips as a result of electronic platforms:
World wide web Banking
Permits you to handle your finances on the internet:
See account balances and transaction record
Transfer cash in between accounts or pay expenditures
Make an application for new goods (financial loans/credit cards)
Cell Banking
Banking on-the-go by way of cell apps:
Fast equilibrium checks
Cellular payment choices (QR code payments)
Notifications & alerts about account exercise
With these in depth offerings, UOB aims to deliver customized banking methods that cater exclusively to individual necessities whilst guaranteeing comfort and protection in all transactions.